:root{
  --navy:#0B2B3C;
  --teal:#0E8388;
  --teal-dark:#0A6367;
  --accent:#F2A93B;
  --accent-dark:#D98F1E;
  --bg:#F7FAFA;
  --text:#1F2D30;
  --muted:#5B6B6E;
  --border:#E3EBEC;
  --radius:14px;
  --shadow:0 10px 30px rgba(11,43,60,0.08);
  --serif:'Fraunces',Georgia,serif;
  --sans:'Inter',system-ui,-apple-system,Segoe UI,Roboto,sans-serif;
}
*{box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{margin:0;font-family:var(--sans);color:var(--text);background:var(--bg);line-height:1.6;}
h1,h2,h3{font-family:var(--serif);color:var(--navy);line-height:1.15;margin:0 0 .5em;}
p{margin:0 0 1em;color:var(--muted);}
a{color:var(--teal-dark);text-decoration:none;}
.wrap{max-width:1160px;margin:0 auto;padding:0 24px;}
img{max-width:100%;display:block;}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:12px 22px;border-radius:999px;font-weight:600;font-size:15px;border:2px solid transparent;cursor:pointer;transition:all .2s ease;}
.btn-primary{background:var(--teal);color:#fff;}
.btn-primary:hover{background:var(--teal-dark);}
.btn-accent{background:var(--accent);color:var(--navy);}
.btn-accent:hover{background:var(--accent-dark);}
.btn-ghost{background:transparent;color:var(--navy);border-color:transparent;}
.btn-ghost:hover{background:rgba(11,43,60,0.06);}
.btn-outline{background:transparent;color:var(--navy);border-color:var(--navy);}
.btn-outline:hover{background:var(--navy);color:#fff;}
.btn-lg{padding:14px 28px;font-size:16px;}

/* Topbar */
.topbar{background:var(--navy);color:#cfe8e8;font-size:13px;}
.topbar-inner{display:flex;justify-content:space-between;align-items:center;padding:8px 24px;flex-wrap:wrap;gap:6px;}
.topbar-actions{display:flex;gap:18px;}
.topbar a{color:#cfe8e8;}
.topbar a:hover{color:#fff;}

/* Header */
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,0.96);backdrop-filter:blur(6px);border-bottom:1px solid var(--border);}
.header-inner{display:flex;align-items:center;justify-content:space-between;padding:14px 24px;gap:20px;}
.brand{display:flex;align-items:center;gap:10px;font-family:var(--serif);font-weight:600;font-size:20px;color:var(--navy);}
.brand-mark{width:38px;height:38px;border-radius:10px;background:var(--teal);color:#fff;display:flex;align-items:center;justify-content:center;font-family:var(--sans);font-weight:700;font-size:15px;}
.brand-sub{display:block;font-family:var(--sans);font-size:11px;letter-spacing:.14em;color:var(--muted);font-weight:600;text-transform:uppercase;}
.main-nav{display:flex;gap:22px;flex:1;justify-content:center;font-size:14.5px;font-weight:500;}
.main-nav a{color:var(--text);}
.main-nav a:hover{color:var(--teal-dark);}
.header-cta{display:flex;gap:10px;}
.nav-toggle{display:none;background:none;border:none;font-size:22px;cursor:pointer;}

@media (max-width:960px){
  .main-nav{position:absolute;top:100%;left:0;right:0;background:#fff;flex-direction:column;padding:16px 24px;border-bottom:1px solid var(--border);display:none;gap:14px;}
  .main-nav.open{display:flex;}
  .header-cta .btn-ghost{display:none;}
  .nav-toggle{display:block;}
}

/* Hero */
.hero{padding:64px 0 40px;background:linear-gradient(180deg,#EFF7F6 0%,#F7FAFA 100%);overflow:hidden;}
.hero-inner{display:grid;grid-template-columns:1.1fr .9fr;align-items:center;gap:40px;}
.eyebrow{display:inline-block;font-size:13px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--teal-dark);margin-bottom:14px;}
.eyebrow-light{color:#B7E6E4;}
.hero h1{font-size:clamp(30px,4vw,44px);}
.hero h1 span{color:var(--teal-dark);}
.hero-copy p{font-size:16.5px;max-width:560px;}
.hero-actions{display:flex;gap:14px;margin:22px 0;flex-wrap:wrap;}
.hero-facts{list-style:none;display:flex;gap:26px;padding:0;margin:18px 0 0;flex-wrap:wrap;font-size:14px;color:var(--muted);}
.hero-facts strong{color:var(--navy);display:block;font-size:17px;font-family:var(--serif);}
.hero-visual{display:flex;justify-content:center;}
.hero-visual svg{width:100%;max-width:380px;height:auto;}

@media (max-width:960px){
  .hero-inner{grid-template-columns:1fr;}
  .hero-visual{order:-1;max-width:260px;margin:0 auto;}
}

/* Sections */
.section{padding:72px 0;}
.section-alt{background:#fff;}
.section-head{max-width:680px;margin-bottom:40px;}
.section-head.center{margin-left:auto;margin-right:auto;text-align:center;}
.section-head h2{font-size:clamp(24px,3vw,32px);}
.section-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:start;}
@media (max-width:900px){.section-grid{grid-template-columns:1fr;}}

/* Stat cards */
.stat-cards{display:grid;grid-template-columns:1fr 1fr;gap:16px;}
.stat-card{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:22px;box-shadow:var(--shadow);}
.stat-num{font-family:var(--serif);font-size:34px;color:var(--teal-dark);display:block;}
.stat-label{font-size:13.5px;color:var(--muted);}

/* Cards grid */
.card-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;}
@media (max-width:1000px){.card-grid{grid-template-columns:repeat(2,1fr);}}
@media (max-width:600px){.card-grid{grid-template-columns:1fr;}}
.service-card{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:26px 22px;box-shadow:var(--shadow);transition:transform .2s ease;}
.service-card:hover{transform:translateY(-4px);}
.service-icon{font-size:28px;margin-bottom:10px;}
.service-card h3{font-size:17px;margin-bottom:8px;}
.service-card p{font-size:14px;margin-bottom:0;}

/* Why grid */
.why-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;}
@media (max-width:1000px){.why-grid{grid-template-columns:repeat(2,1fr);}}
@media (max-width:600px){.why-grid{grid-template-columns:1fr;}}
.why-card{text-align:center;padding:10px;}
.why-icon{font-size:30px;margin-bottom:10px;}
.why-card h3{font-size:15.5px;}
.why-card p{font-size:13.5px;}

/* Steps */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;}
@media (max-width:900px){.steps{grid-template-columns:1fr 1fr;}}
@media (max-width:560px){.steps{grid-template-columns:1fr;}}
.step{background:#fff;border-radius:var(--radius);padding:24px 20px;box-shadow:var(--shadow);position:relative;}
.step-num{display:inline-flex;width:34px;height:34px;border-radius:50%;background:var(--teal);color:#fff;align-items:center;justify-content:center;font-weight:700;margin-bottom:12px;}
.step h3{font-size:16px;}
.step p{font-size:13.5px;margin-bottom:0;}

/* Invest section */
.invest-section{background:var(--navy);color:#DDEDEC;}
.invest-section h2{color:#fff;}
.invest-section p{color:#C9DEDD;}
.invest-grid{max-width:760px;}
.invest-list{list-style:none;padding:0;margin:18px 0 26px;display:grid;gap:10px;font-size:15px;color:#DDEDEC;}

/* Locations */
.location-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px;}
@media (max-width:800px){.location-grid{grid-template-columns:1fr;}}
.location-card{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:24px;box-shadow:var(--shadow);}
.location-card h3{font-size:18px;}
.location-card p{font-size:14.5px;margin-bottom:6px;}
.map-embed{margin-top:14px;border-radius:10px;overflow:hidden;border:1px solid var(--border);}
.map-embed iframe{width:100%;height:220px;border:0;display:block;}

/* FAQ */
.faq{max-width:760px;margin:0 auto;display:grid;gap:12px;}
.faq details{background:#fff;border:1px solid var(--border);border-radius:12px;padding:16px 20px;}
.faq summary{cursor:pointer;font-weight:600;color:var(--navy);font-size:15.5px;}
.faq p{margin-top:10px;margin-bottom:0;font-size:14.5px;}

/* CTA + lead form */
.cta-section{background:#EFF7F6;}
.cta-inner{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:start;}
@media (max-width:900px){.cta-inner{grid-template-columns:1fr;}}
.lead-form{background:#fff;border-radius:var(--radius);padding:26px;box-shadow:var(--shadow);display:grid;gap:12px;}
.lead-form input,.lead-form select,.lead-form textarea{padding:12px 14px;border:1px solid var(--border);border-radius:8px;font-family:var(--sans);font-size:14.5px;color:var(--text);}
.lead-form textarea{resize:vertical;min-height:70px;}
.hidden-field{position:absolute;left:-9999px;}
.form-note{font-size:12.5px;color:var(--muted);margin:0;}

/* Footer */
.site-footer{background:var(--navy);color:#B7C8C9;padding:56px 0 0;}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:32px;padding-bottom:36px;}
@media (max-width:900px){.footer-grid{grid-template-columns:1fr 1fr;}}
@media (max-width:560px){.footer-grid{grid-template-columns:1fr;}}
.site-footer h4{color:#fff;font-family:var(--sans);font-size:14px;text-transform:uppercase;letter-spacing:.06em;margin-bottom:10px;}
.site-footer p{color:#9FB4B5;font-size:14px;}
.site-footer a{color:#DDEDEC;}
.footer-bottom{border-top:1px solid rgba(255,255,255,0.1);padding:18px 24px;font-size:13px;color:#7F9899;}

/* Audience strip */
.audience-strip{background:#fff;border-bottom:1px solid var(--border);padding:26px 0;}
.audience-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;}
@media (max-width:860px){.audience-grid{grid-template-columns:1fr;}}
.audience-card{display:flex;gap:14px;align-items:flex-start;padding:18px;border:1px solid var(--border);border-radius:var(--radius);background:var(--bg);transition:all .2s ease;color:inherit;}
.audience-card:hover{border-color:var(--teal);box-shadow:var(--shadow);}
.audience-icon{font-size:26px;}
.audience-card h3{font-size:15.5px;margin-bottom:4px;}
.audience-card p{font-size:13px;margin:0;}

/* Knowledge grid */
.knowledge-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;}
@media (max-width:1000px){.knowledge-grid{grid-template-columns:repeat(2,1fr);}}
@media (max-width:640px){.knowledge-grid{grid-template-columns:1fr;}}
.knowledge-card{background:#fff;border:1px solid var(--border);border-left:4px solid var(--teal);border-radius:var(--radius);padding:22px;box-shadow:var(--shadow);}
.knowledge-card h3{font-size:16px;margin-bottom:8px;}
.knowledge-card p{font-size:13.5px;margin:0;}

/* Floating actions */
.floating-actions{position:fixed;bottom:24px;left:24px;z-index:60;display:flex;flex-direction:column;gap:10px;}
.fab{width:52px;height:52px;border-radius:50%;background:var(--accent);display:flex;align-items:center;justify-content:center;font-size:22px;box-shadow:var(--shadow);text-decoration:none;}
.fab-msg{background:#0084FF;}

/* Chat widget */
.chat-widget{position:fixed;bottom:24px;right:24px;z-index:70;font-family:var(--sans);}
.chat-toggle{width:60px;height:60px;border-radius:50%;background:var(--teal);color:#fff;border:none;font-size:26px;cursor:pointer;box-shadow:0 8px 24px rgba(14,131,136,0.4);}
.chat-panel{display:none;position:absolute;bottom:74px;right:0;width:340px;max-height:70vh;background:#fff;border-radius:16px;box-shadow:0 20px 50px rgba(11,43,60,0.25);overflow:hidden;flex-direction:column;border:1px solid var(--border);}
.chat-panel.open{display:flex;}
.chat-header{background:var(--navy);color:#fff;padding:14px 16px;display:flex;justify-content:space-between;align-items:center;}
.chat-status{display:block;font-size:11.5px;color:#8FE3D9;font-weight:500;}
.chat-header button{background:none;border:none;color:#fff;font-size:16px;cursor:pointer;}
.chat-messages{padding:14px 16px;overflow-y:auto;flex:1;display:flex;flex-direction:column;gap:10px;min-height:160px;max-height:280px;font-size:14px;}
.msg{padding:10px 13px;border-radius:12px;max-width:85%;line-height:1.45;}
.msg.bot{background:#EFF7F6;color:var(--text);align-self:flex-start;}
.msg.user{background:var(--teal);color:#fff;align-self:flex-end;}
.msg.typing{background:#EFF7F6;color:var(--muted);align-self:flex-start;font-style:italic;}
.chat-quick-replies{display:flex;flex-wrap:wrap;gap:6px;padding:0 16px 12px;}
.chat-quick-replies button{background:#fff;border:1px solid var(--teal);color:var(--teal-dark);border-radius:999px;padding:7px 12px;font-size:12.5px;cursor:pointer;}
.chat-quick-replies button:hover{background:var(--teal);color:#fff;}
.chat-lead-form{display:grid;gap:8px;padding:0 16px 12px;}
.chat-lead-form.hidden{display:none;}
.chat-lead-form input{padding:9px 11px;border:1px solid var(--border);border-radius:8px;font-size:13.5px;}
.chat-lead-form button{padding:9px;border-radius:8px;font-size:13.5px;}
.chat-input-row{display:flex;border-top:1px solid var(--border);padding:10px;gap:8px;}
.chat-input-row input{flex:1;border:1px solid var(--border);border-radius:20px;padding:9px 14px;font-size:13.5px;}
.chat-input-row button{background:var(--teal);color:#fff;border:none;width:36px;height:36px;border-radius:50%;cursor:pointer;font-size:14px;}
.chat-disclaimer{font-size:11px;color:var(--muted);padding:0 16px 12px;margin:0;text-align:center;}

@media (max-width:480px){
  .chat-panel{width:92vw;right:-6px;}
  .floating-actions{left:16px;bottom:16px;}
  .chat-widget{right:16px;bottom:16px;}
}